To ask the Secretary of State for Transport, whether he has had recent discussions with the Financial Conduct Authority on the regulation of car insurance premiums.

The Financial Conduct Authority does not regulate car insurance premiums. However, the Government is determined that insurers should treat customers fairly and firms are required to do so under the FCA rules.

Department for Transport officials regularly liaise with representatives of the motor insurance industry on a variety of issues such as the cost of insurance. It is the responsibility of individual motor insurers to set their premiums and the terms and conditions of their policies, and the Government does not intervene in or seek to control the market.