To ask the Secretary of State for Transport, what assessment his Department has made of trends in the level of car insurance premiums in the last 12 months.

My Department has not made an assessment of the rising cost of motor insurance premiums over the past year. However, officials regularly liaise with representatives of the motor insurance industry on a variety of issues such as the cost of insurance. I will also soon meet with the Economic Secretary to the Treasury, and industry, to discuss this matter further.

The Government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority rules. It is the responsibility of individual motor insurers to set their premiums and the terms and conditions of their policies, and the Government does not intervene in or seek to control the market.