I have been in the hon. Gentleman’s position. One takes one’s chance when one can.

Merchant acquirers are free to choose who they provide their facilities to, as with any commercial transaction. With regard to the clause, we are debating the data that HMRC will obtain from businesses that receive such facilities. It is part of the wide range of tools that HMRC has. The hon. Gentleman has put his concerns on the record. There is not much more I can say on that matter.