The loan is universal for anyone who may be forced to sell their home to pay for care. I also find the principle of having a threshold over which the loan would not be available to be remarkable, because, clearly, if someone has £100,000 in the bank, they are not in a position in which they would be forced to sell their home. Does the hon. Lady believe that someone with £100,000, or indeed £1 million, in the bank should be entitled to a loan? That is what her amendment would provide for.