The hon. Gentleman is quite right. The cash equivalent transfer value might well be an issue, and we must ensure that we have sufficient time to consider that. We have already discussed that matter. However, the fees set down on the right hand side of the document that I am handing round the Committee range from £150 up to £2,550 through a range of different figures. Those are the figures that run down the right hand side of the column. I thank the hon. Gentleman for the question, and I hope that with that reassurance we can move on.