My right hon. Friend the Member for Skipton and Ripon made an excellent case for the work that mutual building societies do in the community. They are hugely involved. To assist the Economic Secretary, his colleague the hon. Member for Staffordshire, Moorlands (Charlotte Atkins) is fortunate to have the Britannia Building Society in her constituency, on the borders of my constituency, as it is a huge employer that is massively involved in the community, not only in north Staffordshire but in Cheshire as well. We need to praise the role of the mutual building societies, which do a lot of wonderful work, much of which is unsung.