My hon. Friend makes a valid point. Many members of the Committee will have received briefs from a variety of professional and public bodies. Nothing would be more of a crying shame than either lacunae or too much overlap. Such briefs provide opportunities, and with your leave, Mr. O'Brien, I hope that we could return to issues should we receive representations.

As my hon. Friend said, I have received briefings from organisations in the City which, although they—like the Conservative party—were positive about the overriding aspects of the Bill, nevertheless examined it clause by clause. Therefore, I endorse my hon. Friend's comments.