Women’s State Pension Age: Ombudsman Report

Part of the debate – in the House of Commons am 3:21 pm ar 16 Mai 2024.

Danfonwch hysbysiad imi am ddadleuon fel hyn

Photo of Ian Blackford Ian Blackford Scottish National Party, Ross, Skye and Lochaber 3:21, 16 Mai 2024

Of course they do. We have heard today from a great many Members in all parts of the House about the 5,000, 6,000 or 7,000 WASPI women— more, in some cases—in every constituency. We have all heard the heartbreaking stories of those who simply could not afford to carry on working, and who were not given adequate notice of the increase in the state pension age. It was an injustice, and it needs to be dealt with.

I should emphasise that this was never about the equalisation of men’s and women’s pensionable ages; we all accept that there had to be such an equalisation. However, some of us will remember the 2016 Cridland review of pensions. Cridland said that there should be no more than a one-year increase in anyone’s pensionable age in every decade. The problem was the pace of the increase in women’s pensionable age. Let us also remember that this is about women who paid national insurance in anticipation of receiving a pension, and who were hit with the bombshell that their pensions were being deferred, in many cases by up to six years, with, in some cases, only 15 months’ written notice. A state pension should be seen as a right, but the Government changed the terms and conditions of that right without consulting those who were paid their pensions.

Some time ago, thanks to freedom of information requests, we learned that the Department for Work and Pensions did not begin writing to women born between April 1950 and April 1955 until April 2009, and did not complete the process until February 2012. Despite the need to inform women about changes to legislation dating back to 1995, the Government did not start the formal notification period for 14 years. What were they doing? Where was the responsibility to the women affected? Taking 14 years to begin informing women that a pension that they had paid into was being deferred is quite something. Can we imagine the outcry if a private pension provider behaved in such a way? There would be an outcry in this House, and no doubt there would be legal action.

Given that entitlement to a state pension is earned through national insurance contributions, with many women having made contributions for more than 40 years, that is quite staggering. A woman born on 6 April 1953 who, under the previous legislation, would have retired on 6 April 2013 would have received a letter from the DWP in January 2012 with the bombshell that she would not get a pension until July 2016.

Think about receiving such a letter. You think you are on the verge of retirement, and the rug has been pulled from under you—no wonder there is a need to pay compensation to those affected. The new pensionable age was three years and three months later than such an individual might have expected. With just 15 months’ notice, what she thought was a contract that she had with the Government was simply ripped up. The implications of all this have left women with no time to put alternative plans in place, despite many having looked forward to imminent retirement.

Then we have the issue of the change supposedly being phased in gradually. We were dealing with a three-month increase in women’s pensionable age for each calendar month that passed. It was simply scandalous that women’s pensionable age was rising so rapidly. That is why today we have the moral duty to immediately correct a wrong. This has gone on for too long. As has been said, sadly, 288,000 WASPI women have died since the campaign started. Another dies every 13 minutes, and a number have no doubt died while we have been having this afternoon’s debate.

We have the ombudsman’s report, and we have to put in place remedies now. The DWP has to play a part in bringing forward proposals for a financial redress scheme before the summer recess, and those proposals must be amendable. Most importantly, any scheme must clear the parliamentary process before the summer recess. We do not have long—less than nine weeks of parliamentary time. This means that within days—I have respect for the Minister, as she knows—the DWP must come forward with proposals. Will the Minister respond appropriately to that demand?

It is now nearly two months since the ombudsman’s report, and we cannot wait any longer. So many of the WASPI women who have suffered as a result of maladministration should have received financial remedy, which is why we must now take action, and this must not be a party political matter. It ought to be about all of us recognising a wrong that needs to be righted, and I appeal to Members from right across the Chamber to recognise our responsibility to do the right thing. Let us make sure that the WASPI women get an apology and get compensation.