I thank the Minister for his kind words to David and Samantha Cameron.

I am sure we all agree with the thrust of this question. Of course we should all like to see an improvement in the thermal efficiency of housing and a reduction in its carbon footprint; no sensible person would not. However, does the Minister agree with me, and with representatives of the Council of Mortgage Lenders with whom I had lunch in the House a short time ago, that a significant brake is being put on the housing market at present by something that he could put right at a stroke—the problem of home information packs?