I thank the hon. Gentleman for the first part of his remarks. In the last resort, the Government must decide how much of the taxpayers' money can go on various items of expenditure, but I can assure the hon. Member that the Government will be fair with the institutions, and if the estimate of receipts made in advance of charges proves to be too high an adjustment will be made so that the institutions will not suffer from a guess made in the absence of evidence. The Government will play fair by the institutions on the principle that they can have extra resources in relation to charges.